Kristiania-frokost: Når blir Norge kontantfritt?

AVLYST: Vi drøfter hvordan digitale finansielle tjenester utfordrer sikkerhet, politikk og forbrukeren. Velkommen!

Dato: 7. november 

Tid: 08.30 - 10.00 

Sted: Kirkegata 23-25, Oslo 

ARRANGEMENTET ER AVLYST

The event will be held in English

Regjeringen har nylig styrket forbrukernes rett til å betale med kontanter. Hvorfor? Handler det om geopolitisk uro og redsel for cyberangrep og hacking? Om at personinformasjon – og pengene dine – kan komme på avveie? Er årsaken at vi blir mer sårbare når vi gjør oss avhengige av teknologi? Eller om at folk synes det er vanskelig å forstå og å bruke teknologien? Blir Norge noen gang kontantfritt? 

Finansielle tjenester som bruker teknologi (FinTech) har blant annet gitt oss raskere behandlingstider for transaksjoner, brukervennlig tilgang til flere typer finansielle tjenester og folkefinansierte lån. Og kryptovaluta. Hvilken teknologisk utvikling vil vi se innen finanssektoren i de kommende årene?  

Vi inviterer til Kristianiafrokost, der vi tar opp mulighetene, risikoene og utfordringene, og drøfter løsninger for trygge, effektive og robuste digitale finansielle tjenester i fremtida. I panelsamtalen spør vi: Hvordan vil et kontantfritt Norge utfordre sikkerhet, politikk og forbrukeren?  

Program: 

The program is being updated

08.00 - 08.30: Coffee and registration

08.30 - 08.35: Welcome / Helene Lie Røhr, Vice Dean, School of Economics, innovation and technology, Kristiania 

08.35 - 08.50: Unlocking Potential: The Impact of Open Banking on Financial Services /Ahmad Ghazawneh, Associate Professor, School of Economy, Innovation and Technology, Kristiania  

08.50 - 09.05: TBA /Yngvar Ugland, Director of Innovation, DNB

09.10 - 09.40: Discussion: In what way would a cashless society challenge security, politics, and consumers in Norway?

Panel participants:

Gry Nergård, Consumer Director, FinansNorge

Yngvar Ugland, Director of Innovation, DNB

Ahmad Ghazawneh, Associate Professor, School of Economics, Innovation and Technology, Kristiania

Moutaz Haddara, professor, School of Economics, Innovation and Technology, Kristiania

Moderator: Kristin Undheim, Ph.d. candidate, School of Economics, Innovation and Technology, Kristiania.

About the participants:

Yngvar Ugland

Yngvar Ugland manages the DNB NewTechLab, whose team delves into the uncharted territories of new technology from their bases in Oslo, San Francisco and Palo Alto. Between 2020 and 2024 Ugland was Norway’s first ever Consumer Technologist. He serves as an Industry Professor II at the Norwegian School of Economics (NHH) and has lectured on Moonshot innovation at Singularity University and Rehumanize Institute. Ugland has played a pivotal role in building products, technologies and companies. He has co-authored several books and in 2023 he was nominated Nordic AI Influencer Award of the Year. 

Ahmad Ghazawneh

Ahmad Ghazawneh is an Associate Professor of Information Systems at Kristiania and a founding member and academic partner at the European Blockchain Center in Copenhagen. With a robust presence in both academia and the industry, he specializes in Fintech, Blockchain, and AI, with a particular focus on Open Banking. Ahmad has extensively researched and published on major cases such as Nordea Bank, contributing to the broader understanding of these technologies' impacts. He also collaborates with industry leaders to drive innovation and practical applications in these fields.

Gry Nergård

Gry Nergård is the Director of Consumer Policy at Finance Norway (one of the largest associations within NHO), in the Department of Digital Resilience. Among other things, she is responsible for the industry's joint anti-fraud efforts and financial inclusion. Nergård is a lawyer and was previously the Consumer Ombudsman, which is now a part of the Norwegian Consumer Authority (Forbrukertilsynet).

Moutaz Haddara

Moutaz Haddara is a Professor of information systems, Founding Director of the IDEAS Lab, and an expert in the field of information systems and technology management. He is affiliated with several international universities and has carried out extensive research and development within innovation, digital transformation, technology adoption, use, and integration. He is also the Program Director of the PhD-program in Applied Information Technology at SEIT.

Kristin Undheim

Kristin Undheim is a PhD candidate at the University of Oslo and an assistant professor at Kristiania. Her PhD work focuses on Regulatory Sandboxes, a novel policy tool introduced in highly regulated spheres, such as fin tech and artificial intelligence, to mitigate regulatory uncertainty and harness responsible innovation. She is part of the research group Digital Entrepreneurship at the department of Informatics at UiO.

She has served on the board of BN bank for four years and she has been a consultant for a range of financial players. Undheim has an MSc in sociology from London School of Economics.

Alexander Skage

Alexander Skage is CEO and Head of AI at Finterai, a company dedicated to collaborative technologies for financial crime prevention. He led the world's first public-private GDPR review of the privacy-preserving AI collaboration technology, setting new standards for responsible innovation in the field. Skage holds an MSc in Economics from the University of Oslo and collaborates with public authorities, research institutions and private companies. He has a background as research assistant at UiO working on international trade and production networks. His current research focuses on improving privacy preservation and trust in collaborative machine learning at scale, while developing novel approaches to encoding hypothesis tests for tabular data in neural networks.